Income Tax Calculator FY 2025-26 · AY 2026-27
Compare Old vs New Tax Regime instantly. CA-grade accuracy, covering salary, house property, presumptive taxation, and capital gains.
Personal Details
Income Details
Salary Income
House Property
Income from Other Sources
Capital Gains Advanced
STCG (equity, STT paid) taxed at 20% flat. LTCG (equity) taxed at 12.5% above ₹1.25 lakh exemption. Other capital assets follow separate slab/indexation rules not covered by this simplified module.
Presumptive Taxation
Section 44AD Small Business
Section 44ADA Professionals
Deductions & Exemptions
These deductions apply only under the Old Tax Regime. The New Regime allows only the standard deduction and employer NPS contribution.
Results & Comparison
Tax Saving Meter
How well-optimised is your current tax plan?
Tax Comparison
Income Breakdown
Deduction Breakdown
Smart Recommendations
Monthly Tax Planning
Based on Old Regime deduction limits
What-If Analysis
Drag the sliders to see how additional investments change your Old Regime tax instantly.
Frequently Asked Questions
Which is better, old or new tax regime for FY 2025-26?
It depends on your deductions. If your eligible deductions (80C, 80D, HRA, home loan interest, etc.) exceed roughly ₹4–4.5 lakh, the old regime often works out better. Otherwise, the new regime usually wins due to lower slab rates and the ₹60,000 rebate up to ₹12 lakh taxable income.
Is income up to ₹12 lakh tax-free under the new regime?
Yes. Under the new regime for FY 2025-26, taxable income up to ₹12 lakh attracts a 100% rebate of up to ₹60,000 under Section 87A, making net tax payable zero. For salaried individuals, the ₹75,000 standard deduction extends this to ₹12.75 lakh of gross salary.
What is Section 44ADA presumptive taxation?
Section 44ADA allows professionals (doctors, lawyers, consultants, freelancers) to declare 50% of gross receipts as taxable profit without maintaining detailed books of accounts, subject to prescribed turnover limits.
What is Section 44AD presumptive taxation?
Section 44AD allows small businesses to declare presumptive income of 6% of digital/banking turnover and 8% of cash turnover, instead of maintaining full books of accounts.