Salary Calculator
Calculate your take-home salary, deductions, income tax and monthly in-hand salary.
Varies by state
Employer contributions and benefits may form part of CTC but are not necessarily paid to you as monthly cash salary.
Financial Year: FY 2026-27 · Tax calculations are estimates for informational purposes. Actual tax liability depends on your individual circumstances and applicable tax rules.
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Compare up to three CTC offers using the current tax regime and default salary structure.
| Offer | CTC | Gross | Tax | Monthly Take-Home | Annual Take-Home |
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A higher CTC doesn’t always mean proportionally higher take-home – it depends on the salary structure and applicable tax.
What is a Salary Calculator?
A salary calculator helps employees estimate their gross salary, deductions, income tax and monthly take-home salary from their CTC or salary package.
How is Take-Home Salary Calculated?
CTC vs Gross Salary vs Net Salary
CTC (Cost to Company) is the total amount your employer spends on you annually, including benefits you don’t receive as cash, like employer PF and gratuity. Gross Salary is what remains after removing employer-only contributions – this is the amount before your own deductions. Net Salary (take-home) is what actually lands in your bank account after employee deductions and income tax.